What are benefits planning?
Adequate benefits planning assists the individual in understanding the impact of work on existing benefits like cash (SSI/SSDI), medical, housing, personal care services, and food benefits. A benefit specialist can help you explore and utilize work incentives and develop a plan to transition to more and frequent paid work, allowing you to gain greater independence and ready cash on hand. More details about the current SSA guides to help people transition from receiving Benefits only to adding money from work to their monthly income can be found at the Redbook at http://www.socialsecurity.gov/redbook/documents/TheRedBook2015.pdf.
If you need assistance Alliance of People with disAbilities has a certified benefits planner on staff. Contact us for more information.
Why is benefits planning important?
- Reduce uncertainty about how benefits will be impacted with paid work.
- Enhance your understanding of the impact of paid work on benefits and allow you to work to your potential, at every step in life.
- Discover how Social Security work incentives, Washington Assistive Technology Loans and other programs can help pay for items and services you need to gain or maintain employment.
- Explore healthcare options.
How do I find a benefit specialist in my area to help me understand how working will affect my benefits?
- Alliance of People with disAbilities has a certified Benefits Planner on staff. Please contact us for more information.
- DVR has benefits planning services as part of receiving services from DVR.
Some County Developmental Disabilities programs also offer benefits planning. Check with any Case Manager at the Division of Developmental Disabilities to find out if these services are available in your area. Other useful websites
- Healthcare for Workers with Disabilities (HWD) – It used to be that people with disabilities could not keep their Medicaid coverage if they went back to work. Under this program, people with disabilities don’t have to choose between their health and their job.
- Social Security Online: The official website of the U.S. Social Security Administration (SSA).
- Social Security Administration (SSA) office locator.
- Social Security Administration (SSA) Work Site: Information for beneficiaries and service providers about Ticket to Work and work incentives.
- Learn about the Social Security work incentive Plan to Achieve Self Support from The University of Montana Rural Institute.
- Medicare: The official government site for people who have Medicare.
- Basic Health: A state-sponsored program providing low-cost health care coverage through private health plans.
- Washington Law Help: (NW Justice Project) fact sheets with self-help information and legal aid providers.
- Disability Rights Washington: (formerly Washington Protection and Advocacy) a private non-profit organization that protects the rights of people with disabilities statewide.
To request an appointment or detailed information on this subject, please contact us. Much of the information on this page was sourced from the Washington State DSHS/DVR.